Life Insurance is a great financial planning tool. Life Insurance helps your loved ones deals with the financial impact of your death. It provides them with a one-time, tax-free payment called a death benefit. They may use the amount to:

• Replace your income to allow your family to maintain their standard of living
• Provide for your children or dependents
• Pay for your funeral expenses
• Pay off your debts
• Make a donation to charity

You may also choose to leave the money to your estate or to a trust.

Do you know you can use life insurance when you are alive.  Life could be short or long, Life insurance is love insurance, this speaks when you can’t